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Exam 33: Consumer and Environmental Law

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Question 21

Multiple Choice

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Hi-Yield Agriculture, Inc., makes a pesticide with a one-in-a-million risk to people of developing cancer from exposure. This substance must be

A) disposed of before anyone develops cancer.
B) registered before it is sold.
C) taken off the market and placed in temporary storage.
D) used only in a way that avoids exposure to people.

E) A) and D)
F) C) and D)

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Question 22

Multiple Choice

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Dita takes out a student loan from Everloan Bank. When she fails to make the scheduled payments for six months, Everloan advises her of further action that it will take. This violates

A) no federal law.
B) the Fair and Accurate Credit Transactions Act.
C) the Fair Debt Collection Practices Act.
D) the Truth-in-Lending Act.

E) A) and B)
F) A) and C)

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Question 23

Multiple Choice

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Cleaners & Solvents, Inc. (CSI) , engages in deceptive advertising when it markets its product Dirt Remover as able to kill germs over long periods of time. In an action against CSI regarding Dirt Remover, the firm is ordered to stop its false advertising of Dirt Remover and other products. This is

Tory borrows $10,000 from USA National Bank to remodel a room in her home. This transaction is subject to

Special requirements must be met to discharge toxic chemicals into surface waters.

The operations of Metal Refining Industries, Inc., are major sources of air pollution. These operations must use

Precise GPS Company's ad states that its product is "the finest that money can buy." Because of this ad, the Federal Trade Commission is most likely to issue

The key federal statute regulating the credit and credit-card industries is basically a disclosure law.

Vending Products Company operates a vending machine manufacturing plant on Wandering River. Discharging pollutants from the plant into the river can result in

The courts have considerably scaled back the Clean Water Act's protection of wetlands.

A collection agency must include a validation notice whenever it initially contacts a debtor for payment of a debt.

Merchants must ship orders within the time promised in their ads.

It is a violation of federal law to destroy or deface any labeling required on a pesticide or herbicide.

Corner Market sells groceries. Delite Food & Drug Store sells groceries and fills prescriptions. The chief responsibility to prevent unsafe food and drugs from being sold rests with

Those who knowingly violate the Clean Air Act are exempt from criminal penalties.

The Environmental Protection Agency has concluded that greenhouse gases, including carbon dioxide emissions, do not constitute a public danger.

An environmental impact statement is required for every major federal action that significantly affects the quality of the environment.

The Environmental Protection Agency can regulate a toxic substance that poses an imminent hazard but cannot prohibit its use altogether.

Bait-and-switch advertising occurs when an ad appears to be based on factual evidence but in fact is not reasonably supported by evidence.

Green River Energy Corporation wants to begin operations that include the discharge of waste into navigable waters. Under the Clean Water Act, Green River must install certain equipment